Getting a tow truck in Las Vegas NV is a great way to handle emergencies. It can be used to transport broken-down cars, get medical supplies to a hospital, or move belongings from a home to a new one. Tow trucks can also be used to haul equipment. There are several factors you should consider when choosing a tow truck in Las Vegas.
Licenses & Permits
To operate a truck for hire in the state of Nevada, you must have a commercial driver’s license (CDL). The state divides CDLs into three classes depending on the type of vehicle and cargo you haul. For example, class A truckers operate combination vehicles with a gross combination weight rating of 26,001 or more pounds. This includes semi-trucks, tractor-trailers, and buses. Class B drivers operate single trucks whose GVWR is more than 26,000 pounds and those that tow a vehicle with a GCWR of less than 10,000 pounds. This category also includes large buses and furniture delivery trucks.
In addition to a commercial driver’s license, you must have liability insurance and specific endorsements for the type of cargo you transport. For example, if you carry refrigerated goods, you must have reefer breakdown coverage. Also, you may need permits from the fire department and building department for your business. Licensed contractors must display their license number on their business cards and on all bids and contracts.
Insurance
Depending on the type of commercial auto insurance you carry, you may be able to add coverages that provide protection from specific events. For example, a windshield policy can protect the cost of replacing or repairing your business’ vehicles’ windshields for just a few dollars per month. Another option is to add an inland marine policy that provides financial protection for the cargo in your truck. If you have financed vehicles, you can also add a gap coverage policy to help make up the difference between how much you still owe on the vehicle and the payout from a damage claim.
In addition to the above, you can also get commercial auto liability insurance that covers legal fees and expenses in the event of an accident. This is a necessity for any Nevada company that uses vehicles to conduct business. Without it, your business could face hefty lawsuits or settlement costs. Moreover, driving without car insurance is illegal in Nevada. You can face fines and even have your license suspended if you drive with lapsed insurance.
